CREDAI Hyderabad Seeks Reduction in 10% Building Permit Mortgage Requirement
- Hyderabad Real Estate Industry
- HITEX
- Updated August 30, 2026
Developers say reducing the mortgage requirement could release capital for ongoing projects.
CREDAI Hyderabad has asked the Telangana government to remove the existing 10% building permit mortgage requirement for real-estate developments or reduce it to 5%.
The demand was raised during the CREDAI Hyderabad Property Show 2026 at HITEX, which brought developers, banks and buyers together from August 28 to 30.
What is the developer association asking for?
CREDAI argues that reducing the mortgage requirement could release capital currently tied up during development.
It has also requested implementation of an earlier policy direction related to releasing part of the mortgage component for eligible projects.
Why does this matter for homebuyers?
Changes affecting developer capital can potentially influence construction cash flow.
However, reducing a regulatory requirement does not automatically mean lower property prices. Buyers should continue assessing each project’s finances, approvals and delivery record independently.
How large was the 2026 property show?
The event featured more than 300 RERA-approved projects from over 60 developers, according to the report.
Projects from different areas and segments of Hyderabad were presented to prospective buyers, giving visitors a broad view of current supply.
What other changes did developers request?
CREDAI also sought a mechanism allowing developers to pay applicable NALA fees during the building approval process.
The association says this could simplify approvals and improve clarity, though any policy change would depend on a formal government decision.
CREDAI Hyderabad Seeks Reduction in 10% Building Permit Mortgage Requirement: Quick Summary
- Organisation: CREDAI Hyderabad
- Current mortgage requirement: 10%
- Request: Remove it or reduce it to 5%
- Event: CREDAI Hyderabad Property Show
- Venue: HITEX
- Projects showcased: 300+
- Last updated: August 30, 2026
Source / Attribution: The New Indian Express – Read Original Report
